Sell Your House Fast | Fast Cash Home Buyers

Hey guys! This is Cameron Stewart with Fast Cash Home Buyers, and today we are talking about tax auctions and what you can do if you need to sell your house fast in Utica! Alright, I am working in this basement today, sorry about that, but nonetheless I have been getting a couple calls from homeowners over the last few days and essentially the calls are going like this…”Hey Cameron! I need to sell my house fast in Utica, because of the tax auction coming up.”

In one specific case, unfortunately, the tax auction they were referencing was coming up in 11 days. I know there is a lot going around the internet, here in New York about being able to close on houses in less than 7 days, from offer to payment… I have not been able to find anyone who is able to do that just yet. If you can get something (a house purchase) closed in 20 days, then realistically you’re very good at what you do, and most likely have everything lined up for the transaction already.

We have closed in less than 30 days before. Off hand, I don’t know if we have closed in less than 20 days…I don’t want to make that claim! But, it is very hard to do so. Please keep this in mind, as I do not want anyone taken advantage of.

Sometimes, you just need to sell your house fast in Utica!

Homeowners do need to sell their house fast in Utica for a plethora of reasons. In this instance, we are talking about tax auctions, but overall, there are a lot of causes of financial stress. You might lose your job, or have to move because of your job. You may even have a traditional bank foreclosure on your hands. You may even have excessive repairs, or just not be able to attract a retail buyer in order to sell your house. There are plenty of reasons why you may need to sell your house fast in Utica, and it’s not always a tax auction.

So, you do have a few option if you find yourself delinquent on taxes. These options may be contingent on how much time you actually have on your hands, before the tax auction. However, I will go over those options with you in case you need to sell your house fast in Utica!

Option #1 – Be Honest

Ok so option number 1 should you find yourself falling behind on taxes is being honest. Especially in this area, Central NY (we are a bit nicer people around these parts!), I recommend you immediately go down to your county office building. Find the finance department, or whoever handles the real tax division in your respective county, and make an appearance. Person to person, face to face. Tell them who you are, and that you are aware that you are behind on your taxes. They should be able to set up a payment plan with you.

One thing to remember – your county does not have much of an incentive to take back your home. They have an incentive for people to live in their homes, and pay taxes. Oftentimes, a tax auction can cause a property to sit vacant, owned by no one, collecting $0.00 in taxes.

Option #2 – A Traditional Real Estate Agent

This option can come in handy, however it is not the best option if you need to sell your house fast in Utica. You can still technically sella home that is tax delinquent through a real estate agent. You are just going to need to make sure that the taxes are paid, in full, at the time of the closing. Your municipality, or county most likely, will not allow the transaction to go through unless the past due taxes are paid at the time of closing.

So…simple math – If you sell your house for $75,000, but are behind on your taxes by $5,000, then you will simply receive $70,000 at the time of closing. So you can sell your tax delinquent house with a real estate agent, you’re just generally not going to be able to sell your house fast in Utica.

What we forget sometimes is that it takes an average of 45 days just for your house to be listed with an agent, prior to accepting an offer. From there, when using traditional bank financing, you can expect 60-90 days to close fully, and be paid. So, your ‘all-in’ time frame for selling your house with an agent could be 4.5 to 5 months. I don’t consider that selling my house fast in Utica! — Especially if the tax auction is 3 months away!

Option #3 – Sell Your House Fast to Fast Cash Home Buyers

If you’re thinking, “I need to sell my house fast in Utica!” then you should give me, Cameron, a call at (315) 351-2772. Simply provide me some information on your home, your specific situation, and how I can be of the best assistance to you. I will do my best to see what we can do, and how much I can offer you for your home.

I will give you your free, no-obligation, all cash price on your home. When possible, I can also offer more creative terms to purchasing your home. Feel free to ask me about this!

Conclusion

If you need to sell your house fast in Utica, give me a call today at (315) 351-2772.

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Sell your house fast in Utica!

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