What is a Pre-Foreclosure in Utica?

With millions of homes across the country going into foreclosure, it’s important for both buyers and mortgage holders to understand the process. So what is a pre-foreclosure in Utica anyway? Many homeowners across America and Utica are facing difficulties making their monthly mortgage payments. When a homeowner misses 3-6 months of mortgage payments, the lending institution will … Continued

Understanding the Foreclosure Process in NY

Understanding the foreclosure process in NY is an important part of navigating your own home foreclosure. Before we dive in… Understanding the Foreclosure Process in NY What is foreclosure anyway? Foreclosure is the legal process that lenders use to take back property securing a loan, generally after the borrower stops making payments. Foreclosure is no fun. … Continued