Short Sale vs Foreclosure – What’s the Difference in Utica?

Whether you’re a buyer or a borrower/seller, a short sale, and foreclosure each present different advantages and difficulties. What Is A Foreclosure In Utica, NY? In simple terms… “A foreclosed home is one in which the owner is unable to make his mortgage loan payments and the bank repossessed the home” (source).  If you stop … Continued

How to Stay in My Home After Foreclosure in Utica

A recent study estimates that 47% of foreclosed properties are still occupied. When you first see that stat you may be surprised… but we’re not. What most people don’t realize is that banks aren’t in the business to own homes. They are in the business to loan people money. But when they have to foreclose … Continued

We Buy Houses in Utica Companies – Are They Credible?

If you’ve been driving around in Utica, chances are you’ve seen some billboards advertising companies that buy houses. Often times they say things like “We Buy Utica Houses!” or “Cash For Your House”. Are These “We Buy Houses in Utica Companies” Credible? How do I know if the local house buying companies out there are honest … Continued

Selling My House for Cash in Utica

Should you take a cash offer for your Utica house? Not always. I’ll tell you how to sell any property for cash, some reasons to refuse a cash offer – and when you shouldn’t say no. Selling My House for Cash in Utica If you’re selling a property in Utica to an end buyer (the person … Continued